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Get Started in Minutes

Unlock Instant Cash Without
Selling Your BitcoinSelling Your BitcoinSelling Your Bitcoin

Turn your digital assets into liquidity with secure, fast, and flexible crypto-backed loans—customized to your needs.

Maintain Ownership of Your Crypto

Ultra-Fast Loan Processing

Flexible Loan-to-Value (LTV) Options

Institutional-Level Security & Cold Storage

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by CurrencyRate.Today

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Why Choose Pillafinance Plc?

Keep your crypto while accessing liquidity—ride the upside while enjoying financial flexibility.

Clients feedback

Testimonials & Community Trust

Fast and reliable—no credit checks, and my collateral stayed safe in cold storage

Crypto investor

Getting liquidity without losing upside—Pillafinance helped me fund a project without selling a single token.

Startup founder

Finally, a platform that let me access cash without losing my Bitcoin position. The process was smooth, and the funds hit my account the same day. Pilla Finance is a game changer.

Sarah Edrissi

I needed urgent funds to scale my business, but I didn’t want to sell my Ethereum during a market dip. With Pilla Finance, I secured a loan in stablecoins within minutes. It kept my operations running while my assets stayed intact.

Anna Yon

As a trader, liquidity is everything. With Pilla Finance, I can quickly unlock cash from my portfolio without cashing out. The flexible repayment terms give me peace of mind during volatile markets.

Jaden Karl

I’m impressed by how fast and simple it was to get approved. No credit checks, no paperwork delays—just a straightforward way to leverage my crypto. Highly recommended.

Ederson Hani

Security and trust were my biggest concerns, but PillaFinance delivered. My collateral was safe, the interest rates were fair, and I felt supported throughout the entire process. I now recommend PillaFinance to my friends in the crypto space.

Matt Peterson

I was hesitant at first, but PillaFinance made the process of getting a crypto-backed loan super easy. The approval was fast, the system is transparent, and I had access to funds without ever selling my Bitcoin. This is exactly the kind of service the crypto community needs.

Natalia Cherr

Security was my biggest concern, but Pilla Finance’s insured cold storage and transparent system gave me confidence. My assets were safe throughout the entire process.

Muhammed Khan

Our Community Speaks for Us

Trusted by over most popular companies worldwide

Frequently asked questions!
  • How Do Crypto Loans Work?

    Crypto loans let you borrow cash without selling your crypto. Instead, you lock your crypto as collateral, and in return, you receive a loan in euros, pounds, dollars, or stablecoins. You keep ownership of your crypto—and once the loan is repaid, your assets are returned to you.

  • What is Loan-to-Value (LTV)?

    LTV (Loan-to-Value) is the ratio between the value of your crypto collateral and the amount of money you borrow. It’s a simple formula: Loan Amount = Collateral Value × LTV For example: ● If you deposit $10,000 worth of BTC and choose an LTV of 70%, you'll get a $7,000 loan.

  • Is the interest rate fixed, or can it change during the loan?

    The interest rate is fixed for the entire loan term.

  • Do I need a good credit score?

    Not at all. Your crypto is the guarantee, so no credit checks are needed.

  • Can a business apply for a crypto-backed loan?

    Yes! Businesses can apply for loans using crypto as collateral. We offer tailored solutions for companies looking to: â—Ź Unlock liquidity from crypto reserves â—Ź Manage cash flow without selling digital assets â—Ź Access stable currencies

  • When do I get my collateral back?

    Once you’ve repaid the full loan (the principal and the interest), your collateral is automatically released and returned to your account.